Goals and pots
A goal is a pot with an amount and a deadline. Each goal has its own account, so money set aside is physically separated from everyday money.
Creating one
More → Goals. Give it a name, an amount, a date and a currency. The app works out how much to put aside each month.
Topping it up
The top-up button moves money from an ordinary account to the goal's account. That is a transfer, not an expense — your total does not change, only how available it is.
Why it works
Money in goal accounts is excluded from the "how long it lasts" forecast. The app treats it as already spent on the goal, so you never see it as free money and never spend it on something else.
A photo
A goal can carry a photograph — of that trip, or that car. Not decoration: a goal with a picture is noticeably more likely to be reached.
If the goal is off
Archive it. The money stays on the account and becomes available again — move it wherever you need with an ordinary transfer.