Debts and loans

The Debts section holds both sides of one question: what you owe, and what is owed to you.

A debt with payments

For a loan or an instalment plan, give the monthly payment and the day of the month. The app reminds you three days before and shows the reminder on the home screen.

A one-off debt

For "borrowed until payday", an amount and a return date are enough.

Paying it down

The payment button takes money from a chosen account and reduces the debt. It is a real transaction: the balance moves and the payment lands in your reports.

Debts that appear by themselves

When you split a bill at a café, each friend's share becomes a debt owed to you. When somebody else paid for you, your share becomes a debt you owe — and no expense is recorded, because no money left your accounts. The expense happens when you settle up.

A partly repaid debt

A debt with payments already made is not deleted automatically — that would erase payments somebody really made. Close it by hand once you are square.