Splitting a bill
The Split the bill button on the home screen is built for the situation at the table: phone out, recorded, split, phone away.
Immediately
When each share is worked out
As the expense is recorded
A debt
What somebody else's share becomes
And it joins the reminders
The cents
Do not vanish
The remainder goes to whoever paid
How it works
Enter the total, say how many people are at the table, and fill in the names — they are pre-filled from whoever you split with last time, and from your contacts if the browser supports it.
One tap does two things: it records an expense for the full amount from your account (the money really did leave) and creates a debt owed to you for each other person's share.
The last coin
An amount that does not divide evenly is spread one cent at a time — the shares always add up to the bill exactly.
If somebody else paid
Then it is not an expense: no money left your accounts. The Debts section has a button for recording a bill somebody else paid, which creates a debt you owe for your share. It becomes an expense when you pay them back.
Three ways to split
Equally — the app divides by the number of people at the table. By percentage — when one of you ate for two. By exact amounts — when you are going line by line down the receipt.
In all three the app shows whether the split matches the bill and says so in words: balanced to the cent, spread over by X, short of the bill by Y. It will not save until it balances — otherwise somebody's debt would be wrong.
What actually gets recorded
One expense for the full amount from your account — the money really did leave it whole. Your share stays an expense, everyone else's becomes a "they owe me" debt.
From there they live under Debts like any other: a name, an amount and a "Record a repayment" button. Half came back, you record half, the balance recalculates.
If somebody else paid
The same screen, with the result mirrored: your share becomes an "I owe" debt. The app reminds you about it like any other.
Splitting after the fact
An expense recorded the ordinary way can be split later: open the transaction and choose to split it. And undone as well — the app asks for confirmation and removes, along with the split, the debts it created, so no halves are left hanging.
On money lent to people you would rather not lose — lending money to friends and family.